Budget for today.
Plan for tomorrow.
Hit every goal.
Peak is goal-driven envelope budgeting that links your everyday spending to your long-term plans. Move from YNAB or a spreadsheet in minutes.
100% free beta No credit card required.
Frustrated with your budget?
Most budgeting tools are great at telling you what needs to happen today—pay this bill, cover that expense. But what about tomorrow? How do you know if you're on track to reach your long-term goals?At Peak, we believe every dollar should have a purpose. By helping you set and track meaningful goals, we make it easy to stay on top of today's priorities while building the future you want.
Built for the way you actually budget
Switch in minutes
Coming from YNAB? Bring your whole budget over in a few clicks. Peak imports your accounts, categories, and full transaction history — so you can pick up right where you left off.
Switching from YNAB? →
Budget together
Budgeting works best together. Invite your partner, family, or roommates so everyone sees the same numbers and stays on the same page.
Categorize on autopilot
Set up rules once and let Peak do the sorting. Match transactions by payee, memo, or amount and they land in the right category automatically.
Goals that fit your life
Set a goal on any category — fund a monthly bill, save toward a date, or set a little aside each week. Cap it at a maximum balance and Peak stops funding once it's full. And when a category calls for it, stack multiple goals into one clear target.
Your Partner in Financial Success
Our Promise to You
At Peak, we believe budgeting shouldn't be a hassle. We created this tool to give you the power to plan for today, save for tomorrow, and achieve your long-term financial goals — all with ease.
Safe & Secure
Your privacy matters. Peak uses modern encryption to keep your financial information secure. We are committed to protecting your data and respecting your privacy.
Free for a limited time
Join the Peak beta and be among the first to experience a smarter way to budget. For the duration of the beta, Peak is completely free — no strings attached. Shape the future of budgeting by sharing your feedback.
Take your next step
Getting started with Peak is simple. Join a community of people working toward their goals, one step at a time. With the right tools and support, your financial future is within reach.
Frequent Questions
We know trying a new tool can feel like a leap. Here’s what you need to know about getting started with Peak.