Privacy Policy for Peak Budget
Effective Date: Jan 1, 2025
At Peak Budget, your privacy is a top priority. This Privacy Policy explains how we collect, use, and protect your personal information when you use our budgeting and financial planning app, website, and services.
1. Information We Collect
We collect the following types of information to provide and improve our services:
a. Personal Information
- Name, email address, and contact details when you create an account.
- Financial data you manually input, such as account balances, transactions, and budget goals.
b. Automatically Collected Information
- Device information, such as IP address, browser type, and operating system.
- Usage data, including how you interact with the app, to help us improve functionality.
c. Third-Party Data
- Information from integrated services, such as CSV or OFX files imported into your account.
2. How We Use Your Information
We use your information to:
- Provide and maintain the app’s budgeting and financial planning features.
- Customize and improve your user experience.
- Communicate updates, notifications, or customer support responses.
- Ensure compliance with legal and security requirements.
3. How We Share Your Information
We do not sell your personal information. We may share information in the following scenarios:
- With Service Providers: To help operate our app, such as hosting, analytics, and payment processing services.
- For Legal Compliance: When required by law or to protect against fraud, abuse, or threats to our users.
- With Your Consent: When you explicitly agree to share your data.
4. How We Protect Your Information
We implement security measures such as:
- Encryption of sensitive data during transmission and storage.
- Access controls to ensure only authorized personnel can access your information.
5. Your Rights and Choices
You have the right to:
- Access, update, or delete your personal information.
- Opt out of marketing communications.
- Restrict or object to certain data processing activities.
To exercise these rights, contact us at support@peakbudget.com.
6. Data Retention
We retain your data for as long as your account is active or as necessary to fulfill our services. Upon account deletion, we securely erase your data within 90 days.
7. Third-Party Services
Our app may include links to third-party services. We are not responsible for the privacy practices of these third parties. Please review their privacy policies for details. Peak Budget's use and transfer to any other app of information received from Google APIs will adhere to Google API Services User Data Policy, including the Limited Use requirements.
8. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
9. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of significant changes by email or via the app. The updated policy will be effective as of the posted date.
10. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
- Email: support@peakbudget.com